The Problem:
In today's economic uncertainty the likelihood of fraud by your policyholders has increased dramatically. According to Joel Demory, a supervisor for the Ohio Department of Insurance, the number of cases has increased recently and "when you have such a large number of people in serious debt, it seems fraud is inevitable."
- Conservative estimates place the cost of property/casualty insurance fraud at $20 billion a year.
-Conning & Co. 2000 report - Nearly 25% of Americans say it's okay to defraud insurers.
-Accenture Ltd. (2003)
The Solution:
Reduce fraud by having an uninvolved third party digitally video document policyholders' dwellings and contents before a disaster strikes.
Our Program:
Through digital video documentation our program protects both you and the policyholder against attempts at fraudulent actions. These documentations will be stored and archived in our facilities. They will be available on an as-needed basis via electronic media and referenced by policy number. There is a chain of custody procedure in place to insure accuracy and protection from abuse.
Why Us:
With over twenty-five years of residential construction experience and fifteen years of providing expert witness testimony, the principals of C. & M. Construction Corporation have the expertise and knowledge to perform these functions. We have provided detailed documentation and in depth reports for court cases and insurance settlements: from the number of nails in a sheet of plywood to the daily temperatures during the week of shingle installation. We have the expertise to detail a
dwelling and its contents with an eye towards preventing malicious fraud by the policyholder.
If the policyholders know that there are detailed pre-loss records of their homes, they are less likely to cheat, defraud, or exaggerate claims.
Let Us Work for You:
We can help you (the Insurance Professional) save money. Contact us for pricing: 440-336-1752